YNAB, or You Need a Budget, is specifically designed to help you become financially literate. The best personal finance software for budgeting: YNAB () It’s comprehensive and is well integrated with companion tools used for keeping track of more than just personal finances. There’s a reason Quicken has been around for so long. If you want to manage your business and personal finances through the application you can do that, too, with powerful tools like managing leases and deposits, tracking business expenses and incomes, and tracking outstanding bills and rental payments from your customers. Where the standard options give you basic financial tracking functionality, the more expensive options can net you some great features, like paying bills right from within Quicken itself, as well as tracking the market value of major assets like your home.
You can use it on Windows or MacOS desktop systems, or on iOS or Android for finance management on the go.
It offers budget creation tools, bill management, debt tracking, savings goals, Excel exporting, and investment coaching.Īlthough it isn’t free like some of the solutions on this list, it is available for just about every platform under the sun. It’s been around since the early ’80s in one guise or another and is at its most fully featured today.
Of all the financial management tools out there, Quicken is one of the most established. The best personal and business finance software: Quicken Mint even tracks your aforementioned subcategories to give you an up-to-date picture regarding how much you can afford to spend on gas, fast food, or any other category you specify. You can even tailor the app’s underlying budget restrictions to adhere to your own unique lifestyle, or set bill and low-balance alerts in case you often forget the due date for your gas bill. The service takes mere seconds to sync with your bank account(s), allowing you to view a quick snapshot of your personal finances and providing insightful analytics regarding your spending habits when it comes to food, entertainment, utilities, and other facets of your monthly budget. That being the case, Mint also excels in terms of customer satisfaction and feedback. The company is known for offering both TurboTax and the like-minded Quicken. Intuit’s stalwart personal finance service has been around since 2006, quickly becoming one of the go-to apps for those who prefer checking their finances from a phone. The best personal finance software for budgeting: YNAB ().The best personal finance software at a glance The best is Mint, with its excellent features and intuitive design, but we have a few more picks if you’re looking for something more specific such as budgeting or investing. The best personal finance software for cryptocurrency: Empowerĭigital Trends has written hundreds of articles about the latest in financial technology and that extensive experience has informed our picks for the best personal finance software.The best personal finance software for investing: Personal Capital.
The best personal and business finance software: Quicken.The best personal finance software: Mint.